Have A Bad Credit Score? 3 Things To Know About Getting A Car Loan

If you have a low credit score or bad credit, auto loans are going to work a little differently for you than if you had a high credit score. Basically, the further you fall from a perfect credit score, the more challenging it can be to secure an auto loan. Longer Loan Terms When you have a bad credit score, you may find that you are offered longer loan terms. This could mean that your monthly payments are more affordable; however, longer loan terms do cost you in the long run.   Read More...

4 Benefits Of Getting A Cash Advance

It's possible that you may need cash you merely don't have. Financial issues can occur suddenly, and you may be strapped for the money you need. One of the things that be of great help during this time is getting a cash advance. This will allow you to get a fast loan without a lot of hassle. Knowing some of the advantages of getting this assistance may be helpful to you.   Read More...

When Should Your Teen Open A Checking Account?

If your teen is itching for more independence, you may wonder whether a checking account is a good way to teach budgeting and money-management skills while taking a task off your already-full plate. However, while some teens are more than ready to take their finances into their own hands, for others, a checking account could lead to overdraft fees or other unanticipated costs. Read on to learn more about some of the laws and regulations governing teens with checking accounts, as well as the factors you'll want to consider when deciding whether now is the best time for your teen to open a checking account.   Read More...

FHA Loans Make It Easier For Recent College Grads To Qualify For A Mortgage

FHA loans, which are insured by the federal government, offer recent college graduates a viable option for buying their first home. The low interest rates and more flexible lending standards help make home ownership a reality for first-time home buyers who are just starting out. That's because there are a number of benefits FHA loan programs offer that can help you qualify for a mortgage loan. Limited Credit History If you're a recent college graduate and a first-time home buyer with a limited credit history, FHA allows you to use credit references that don't report to the credit bureaus.   Read More...

3 Things You Should Know About Hard Money Loans

Have you found it hard to get approved for a loan to purchase a house? Being that you are using the money to invest in a house, you might qualify by applying through a hard money lender. However, the process of obtaining the money will likely be a little different than when applying for other loan types. Below, you will learn more about hard money loans and what to expect if you apply for one.   Read More...