When it came time to finance my new car, I had options. I needed to find the best interest rate and the best all-around deal. I knew it would be difficult to obtain a car loan without good credit. While I was certain my credit score wasn't "poor", I wasn't sure about the numbers, so I researched it.
My advice to others looking to finance a new car is to obtain your credit report and credit score first. You can do this online free. If your credit score is poor, your interest rares may be higher, or you may not be able to obtain a loan at all. Conversely, good credit may entitle you to a low interest rate from your car dealership. Otherwise, check with local credit unions and banks. Compare interest rates as I did and nab the best one. Good luck!